Need problem solving?
That's what I do. I have been fixing legal and financial problems for consumers, families, and workers for over 30 years as a Senior Staff Attorney with the (formerly) world's largest pre-paid legal services program, the UAW Legal Services Plans.
Over those years I've handled a range of legal matters from complex civil litigation, to bankruptcies and debtor/creditor rights matters, to elder law issues like nursing home planning, and more. (See what matters I am handling now here.)
After many years working for a not-for-profit law firm I have established a solo private practice law firm. I hope to service the thousands of my former clients as well as new ones. That now will include small business owners. My practice covers the Monroe County area, primarily, including Greece, Gates, Henrietta, Webster, and more. I also service clients from the Buffalo and Syracuse areas and even NYC.
My new office is located in Henrietta, NY, at 140-A Metro Park just across the street from the Monroe Community College Campus (south entrance). (Get directions here.)
September 30, 2016
I have a new program for clients with cash-flow and/or debt management problems. Do not listen to those who tell you to file bankruptcy when bankruptcy is little help or the wrong plan for many people and most of my client base. They are other, better options for most. I can analyze your situation at LOW COST and advise one or more of six options.
I have a new Quick Resolution and Tips page providing information and guidance to empower clients to help themselves on many topics. Check it out on this site! (Click on Want Quick Resolutions in the Menu bar on the left side of the page.)
April 15, 2016
I have a new Blog providing topical legal information. Check it out on this site! (Click on BLOG in the Menu bar on the left side of the page.)
February 29, 2016
I am now handling rental evictions both Landlord-side and Tenant-side.
I am also handling tax disputes with the IRS and NYS Tax Dept. See more details here.
July 16, 2015
The initial Firm Newsletter -The Debt Management Issue--is available as a free document download here. You can sign up for automatic delivery of future editions here.
July 16, 2015
I have been experimenting with a new service-offering "Quick Resolutions" handled in a single phone call and/or letter drafting or documents review, with advice. Prices are as low as
$50 per resolution. Clients seem to love the ease, immediate attention, and LOW Price! See more details here.
June 16, 2015
I am now handling estate matters, including probates of wills, administrations, and representing heirs and beneficiaries of estates. Get more details here.
Review my site or my services on YELP! Just click and add your review.
I try to inform, counsel, and empower regular folks (i.e., consumers, families, workers) to not only get what they need in an often complex, difficult, and indifferent world but to understand how they can help themselves.
I run a modern, technologically-efficient, and productive practice keeping overhead down in order to provide legal services to my clients at low cost.
Let me help you obtain the rights, remedies, and respect you need and deserve, at affordable prices for most people.
The federal Consumer Financial Protection Bureau has again promulgated new consumer-friendly rules, this time for prepaid account users. Prepaid accounts are those where consumers pay for transactions and access funds electronically using a plastic card, often issued by employers.
Up until now, however, consumers had few rights and remedies, using these cards.
The new rules require free and easy access to account information, require error resolution rights and protections for lost cards and unauthorized transactions, and up-front disclosures of costs and other terms and conditions.
For example, before offering credit the issuer must ensure consumer ability to pay; it must provide a monthly billing statement and reasonable time to pay, and limits on late fees and interest charges. Most importantly, there are protections (similar to but not as extensive) for the consumer from unfair practices by issuers like those of regular credit cards.
More information can be found at this link:
So, you bought or leased a new car, RV, boat, or other big-ticket item. Now, you realize you got a bad deal, a bad trade-in, were pressured into signing something you did not really want to, or were really gouged on the price or other terms.
Not only are you paying more then you should be or for something you don't want but you feel cheated.
This is a bad situation that can be fixed in many cases if you know your legal rights and options. Don't, however, rely on the thought that you can cancel a bad deal within three days of signing because that's usually not true. The three day right to cancel rule applies only to limited situations, primarily to door-to-door sales. That usually means big-ticket items like auto purchases or leases can't be canceled, UNLESS there are facts and circumstances which can give you an out.
Even contracts which on their face appear to be fully binding, can be broken, rescinded, or renegotiated if you know how to do it. That means analyzing the contract and the circumstances surrounding it to determine whether you have grounds to get out of a bad deal.
Sometimes, you can argue that excessive sales pressure makes a transaction invalid. Sometimes, you can argue "mutual mistake" in the purchase price or lease terms. Sometimes the dealership makes technical errors in the paperwork which you can take advantage of.
The key to all this is to find out where your leverage is and to push the right buttons with the dealership representatives to get the result you want.
My office just recently was able to cancel or renegotiate unfair deals on recreational vehicles and leased automobiles, much to the satisfaction of our clients.
Don't think that there's no hope! If you need help in any situations like these, feel free to contact the Law offices of John Suda. ( 585-687-8529)