Need problem solving?
That's what I do. I have been fixing legal and financial problems for consumers, families, and workers for over 30 years as a Senior Staff Attorney with the (formerly) world's largest pre-paid legal services program, the UAW Legal Services Plans.
Over those years I've handled a range of legal matters from complex civil litigation, to bankruptcies and debtor/creditor rights matters, to elder law issues like nursing home planning, and more. (See what matters I am handling now here.)
After many years working for a not-for-profit law firm I have established a solo private practice law firm. I hope to service the thousands of my former clients as well as new ones. That now will include small business owners. My practice covers the Monroe County area, primarily, including Greece, Gates, Henrietta, Webster, and more. I also service clients from the Buffalo and Syracuse areas and even NYC.
My new office is located in Henrietta, NY, at 140-A Metro Park just across the street from the Monroe Community College Campus (south entrance). (Get directions here.)
I have a new Quick Resolution and Tips page providing information and guidance to empower clients to help themselves on many topics. Check it out on this site! (Click on Want Quick Resolutions in the Menu bar on the left side of the page.)
April 15, 2016
I have a new Blog providing topical legal information. Check it out on this site! (Click on BLOG in the Menu bar on the left side of the page.)
February 29, 2016
I am now handling rental evictions both Landlord-side and Tenant-side.
I am also handling tax disputes with the IRS and NYS Tax Dept. See more details here.
July 16, 2015
The initial Firm Newsletter -The Debt Management Issue--is available as a free document download here. You can sign up for automatic delivery of future editions here.
July 16, 2015
I have been experimenting with a new service-offering "Quick Resolutions" handled in a single phone call and/or letter drafting or documents review, with advice. Prices are as low as
$50 per resolution. Clients seem to love the ease, immediate attention, and LOW Price! See more details here.
June 16, 2015
I am now handling estate matters, including probates of wills, administrations, and representing heirs and beneficiaries of estates. Get more details here.
Review my site or my services on YELP! Just click and add your review.
I try to inform, counsel, and empower regular folks (i.e., consumers, families, workers) to not only get what they need in an often complex, difficult, and indifferent world but to understand how they can help themselves.
I run a modern, technologically-efficient, and productive practice keeping overhead down in order to provide legal services to my clients at low cost.
Let me help you obtain the rights, remedies, and respect you need and deserve, at affordable prices for most people.
GAS LINE RESPONSIBILITY
Many homeowners are receiving solicitations from at least one company offering to provide insurance for home gas line breakdowns which are the responsibility of the homeowner. Generally, a private company or municipal utility is responsible only for the gas line running from the street (or easement) to the home’s meter. Inside lines to furnaces and other appliances are the responsibility of the homeowner.
Statistics show that serious gas line leaks or problems occur very rarely. More people die each year falling out of bed than from gas explosions, according to published statistics.
Nevertheless, problems can occur, although the cost to the homeowner of repairs is generally fairly modest – running from $140 or so to repair/replace a shut off valve to several hundred for replacing a large section of supply line.
The cost of this insurance is fairly high, running about $70 per year. The likelihood that a homeowner would need repairs over the course of home ownership costing more than the insurance per year is very low.
The question is whether a homeowner ought to purchase this insurance are not.
The first consideration is that it is quite unlikely that you will ever need to draw upon the policy. The second consideration is that the policy costs will likely exceed any repair costs over any extended period of ownership. The third factor is the quality of the insurer itself. Some of these companies have a spotty history including facing complaints by state attorney generals and by consumers themselves.
I recently did a quick check against one company promoting itself in Western New York and found that it had over 220 consumer complaints over a three-year period. (Although its Better Business Bureau rating is A+.)
My advice to homeowners would be to consider any purchase of this insurance carefully, taking into consideration the items noted above, and do not be made fearful that you are in personal or financial jeopardy without having this insurance.
If you have any questions or problems regarding ANY consumer issues contact the Law Office of John Suda.
Phone: 585-687-8529 Website: www.johnsudalaw.com
Barely 5 years old, federal Consumer Financial Protection Bureau has done more good for consumers than nearly any other institution, governmental or private. It regularly comes out with well-conceived, well-designed, and effective regulations to protect consumers from overreaching, self serving, or unscrupulous business activities.
Most recently, the Bureau came up with rules giving homeowners with mortgages more protections from incompetent or unscrupulous creditors and service agencies when homeowners are trying to renegotiate delinquent or problem mortgage situations.
Creditors and service entities, for example, have to give more notice to consumers of their rights to rehabilitate delinquent mortgages, allow successors in interest to deal with lenders and servicers, provide more notices to homeowners in bankruptcy, and more.
The Bureau also recently implemented a significant program to give pay day loan borrowers greater protections from overreaching lenders charging sky high interest rates and otherwise exploiting mostly working-class borrowers just trying to get by.
Some of these new regulations can be used by homeowners on their own to protect themselves. However, if you, or someone you know, needs help, you can rely on the John Suda Law Firm to be available to help out.